A mortgage that understands your company
Company director? Your salary isn’t the whole story.
Lenders assess company directors in very different ways. Depending on the lender and your circumstances, they may look at your salary, dividends, company profits or other parts of your income.
Buying, moving or remortgaging? Speak to a specialist before you apply to your usual bank. What you can borrow will depend on your full circumstances.
Book a free consultation with us.
07917 694983
BUILT AROUND COMPANY DIRECTORS
Why Directors come to us
We know how lenders read director income. Salary and dividends, or your share of company profit: we find lenders whose approach fits the way you pay yourself.
We work with your accountant. We liaise directly with your accountant to present your application clearly, saving you time and back and forth.
Support from first call to completion. We handle the conversations with the lender, the solicitor and the estate agent, so you’re not chasing three people to get one answer.
Your needs, our expertise.
Your income is different, we know how to make it work.
Being Director shouldn’t make getting a mortgage harder.
We understand the challenges that contractors, business owners and company directors can face when applying for a mortgage.
Get expert advice. Find out what you could borrow.
Start your application today.
Built around you. Driven by results
How we work with you
Instead of expecting you to fit a standard mortgage application, we find lenders whose criteria can work with the way you actually earn your money.
Tell us about yourself
Complete our quick enquiry form with some basic information about your income and circumstances.
We assess your situation
Our specialist advisers review your circumstances and identify potential mortgage options.
Speak to an expert
We’ll talk you through your options, answer your questions and explain what you could potentially borrow.
Move forward with confidence
If you’re happy to proceed, we’ll guide you through the mortgage application from start to finish.
Your questions, answered by mortgage experts
FAQs
We know you may have questions, so we’ve put together some of the answers we’re asked most often. If you can’t find what you’re looking for, we’re always happy to help.
Can limited company directors get a mortgage?
Yes. Directors can often obtain mortgages, but lenders assess director income in different ways. We’ll help identify lenders that may be suitable for how your income is structured.
Will lenders use my dividends or company profits?
Some will. Depending on the lender, they may look at salary and dividends, or your share of the company’s profits. The right lender can make a real difference to what you could borrow.
Can retained profits be taken into account?
Some lenders may consider profits kept in the business. Criteria vary, so we’ll look at your company accounts and individual circumstances.
I'm thinking of moving home or remortgaging. When should I speak to you?
Ideally before you apply anywhere. Applying to the wrong lender first can mean a decline that didn’t need to happen.
07917 694983
Built around you. Driven by results
How we work with you
Instead of expecting you to fit a standard mortgage application, we find lenders whose criteria can work with the way you actually earn your money.