A mortgage that sees all of your income
Freelance or more than one income? Let’s look at the whole picture.
Salary plus rental income. A second job alongside dividends. Freelance work on top of a main role. Many high street lenders only look at your main income, but some specialist lenders will consider more of it.
We search across the market for lenders who assess your full financial picture, not just the easiest part of it. What you can borrow will depend on your full circumstances.
Book a free consultation with us.
07917 694983
BUILT AROUND FREELANCERS
Why freelancers come to us
Income that goes up and down. Some lenders look at your average profits over time, rather than judging you on a quiet month.
Every income stream considered. Depending on your circumstances, some lenders will consider rental income, dividends, bonuses or a second job when working out what you can borrow.
Support from first call to completion. We handle the conversations with the lender, the solicitor and the estate agent, so you can focus on your work.
Your needs, our expertise.
Your income is different, we know how to make it work.
Being a freelancer shouldn’t make getting a mortgage harder.
We understand the challenges that contractors, business owners and company directors can face when applying for a mortgage.
Get expert advice. Find out what you could borrow.
Start your application today.
Built around you. Driven by results
How we work with you
Instead of expecting you to fit a standard mortgage application, we find lenders whose criteria can work with the way you actually earn your money.
Tell us about yourself
Complete our quick enquiry form with some basic information about your income and circumstances.
We assess your situation
Our specialist advisers review your circumstances and identify potential mortgage options.
Speak to an expert
We’ll talk you through your options, answer your questions and explain what you could potentially borrow.
Move forward with confidence
If you’re happy to proceed, we’ll guide you through the mortgage application from start to finish.
Your questions, answered by mortgage experts
FAQs
We know you may have questions, so we’ve put together some of the answers we’re asked most often. If you can’t find what you’re looking for, we’re always happy to help.
Can freelancers get a mortgage?
Yes. Freelancers can often obtain mortgages, but lenders assess freelance income in different ways. We’ll help identify lenders that may be suitable for your circumstances.
Will a lender count my second job or side income?
Some will. Depending on the lender and your circumstances, a second income, rental income, bonuses or dividends may be taken into account.
My income changes month to month. Is that a problem?
Not necessarily. Some lenders look at your income over a longer period. We’ll look at how your income actually works and find lenders that may suit it.
I'm a freelance first time buyer. Where do I start?
Speak to us before you start viewing properties. We’ll help you understand realistically what you could borrow, so you can search with confidence.
07917 694983
Built around you. Driven by results
How we work with you
Instead of expecting you to fit a standard mortgage application, we find lenders whose criteria can work with the way you actually earn your money.